Crossword

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Across
  1. 1. Spanish christmas tradition: eat 12 of these at midnight
  2. 3. Italian sweet bread eaten at Christmas
  3. 6. Year-end financial review often done before holidays
  4. 10. Santa’s list checks this twice
  5. 11. Santa’s delivery vehicle alternative to EV
  6. 12. Festive decoration, often hung on doors
  7. 13. Common cost factor in car ownership
  8. 14. December 31 marks this financial milestone
Down
  1. 1. Holiday tradition involving wrapped surprises
  2. 2. Difference between actual and forecast
  3. 4. Company’s total assets minus liabilities
  4. 5. German Christmas market treat, spiced cookie
  5. 7. Christmas Day - December ___
  6. 8. Financial term for spending control, also a festive verb
  7. 9. Financial statement showing cash movement