Personal Finance Final

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Across
  1. 2. what a person earns after payroll taxes and other deductions are taken out
  2. 3. when prices in a financial market experience a prolonged decline
  3. 6. a cost that can be expected at regular intervals and that remains the same amount
  4. 9. the amount of money you will pay out of pocket before the insurance company will make a payment
  5. 12. an official IRS inspection of a tax return to make sure the income and deductions are accurate
  6. 13. protection against claims resulting from personal injury or property damage as the result of an auto accident
  7. 15. an arrangement in which an individual will receive financial protection or reimbursement
  8. 20. when prices in a financial market are on the rise or expected to rise
  9. 21. a financial market that trades shares of ownership of public companies
  10. 22. the cost of goods or services
  11. 23. A cost that appears irregularly or that changes in amount
  12. 24. Favorite teacher
  13. 25. the payments an individual makes each time they get medical service
  14. 26. the amount of money paid for an insurance policy
  15. 27. a security that represents part ownership or equity in a company
Down
  1. 1. the dollar amount people can subtract from their income before the tax is calculated
  2. 4. protection for loss or damage to your vehicle caused by something other than a collision
  3. 5. money owed to another person or company
  4. 7. an expression used to describe a person or household whose monthly income is devoted to expenses and has little to no savings
  5. 8. the practice of dividing the money a person invests among different types of investments in order to lower risk
  6. 9. a distribution from the net profits of a company to its shareholders
  7. 10. financial debts or obligations
  8. 11. payroll taxes that are used to pay for Social Security and Medicare programs
  9. 14. A strategy where you save a specified amount of your paycheck before doing anything with the rest of your money
  10. 16. the amount of liability protection offered to an individual through an insurance policy
  11. 17. the additional cost a lender charges for borrowing their money
  12. 18. anything that is owned by an individual
  13. 19. a fixed annual amount earned by an employee