Across
- 1. Expenses that increase or decrease over time
- 3. A strategy for managing money to reach goals
- 6. Regular patterns in how money is spent
- 9. Money saved to cover unexpected expenses
- 10. Money remaining after all expenses are paid
- 12. Debts or money owed to others
- 14. The amount of money coming in minus going out
- 15. Money earned from work or other sources
- 16. When income and expenses are equal
- 17. Money set aside for future needs
- 18. When expenses are greater than income
- 20. Payments made for goods and services
- 21. Total assets minus total liabilities
Down
- 2. Using money to purchase goods or services
- 4. Planning for and reducing financial risks
- 5. Expenses that stay the same each month
- 7. Buying without planning or comparing options
- 8. Money left after taxes and deductions are taken out
- 11. A plan for spending and saving based on income
- 13. Using money to grow wealth over time
- 19. Expenses that can change or be adjusted
