Personal Finance

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Across
  1. 1. Expenses that increase or decrease over time
  2. 3. A strategy for managing money to reach goals
  3. 6. Regular patterns in how money is spent
  4. 9. Money saved to cover unexpected expenses
  5. 10. Money remaining after all expenses are paid
  6. 12. Debts or money owed to others
  7. 14. The amount of money coming in minus going out
  8. 15. Money earned from work or other sources
  9. 16. When income and expenses are equal
  10. 17. Money set aside for future needs
  11. 18. When expenses are greater than income
  12. 20. Payments made for goods and services
  13. 21. Total assets minus total liabilities
Down
  1. 2. Using money to purchase goods or services
  2. 4. Planning for and reducing financial risks
  3. 5. Expenses that stay the same each month
  4. 7. Buying without planning or comparing options
  5. 8. Money left after taxes and deductions are taken out
  6. 11. A plan for spending and saving based on income
  7. 13. Using money to grow wealth over time
  8. 19. Expenses that can change or be adjusted