50 30 20 Rule Google Doc

5. Unexpected problems that may need money, like losing something or breaking it.
6. Writing down or watching how you spend your money.
9. Things you must have to live or stay safe, like food, water, or school supplies.
12. A plan for how you will use your money.
14. Things you would like to have but can live without, like toys or snacks.
15. Money taken out by the government before you get to use your income.
16. Money you keep for later instead of spending right away.
17. Putting your spending into groups like needs, wants, or savings.

1. Money you save now to use later for bigger needs or goals.
2. Money you receive, like allowance or gifts.
3. A simple way to split your money into three parts so you can spend, save, and have fun responsibly.
4. A group or category where you put part of your money for a specific purpose.
7. Changing how you spend or save your money to make a better plan.
8. Money you spend on things.
10. Money you owe to someone else that you need to pay back.
11. Being able to change your plan if your situation changes.
13. Making sure your money is shared in a smart way between needs, wants, and savings.