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Across
  1. 3. the tools, machines, clothes etc that you need to do a particular job or activity
  2. 5. an ability to do something well, especially because you have learned and practised it
  3. 9. to make something to be bought, used, or enjoyed by people
  4. 10. the process of teaching and learning, usually at school, college, or university
  5. 11. as much as is needed for a particular purpose
  6. 15. an amount of money that is given to someone by an educational organization to help pay for their education
  7. 16. not very great in amount, number, ability etc
  8. 17. the information, skills, and understanding that you have gained through learning or experience
  9. 18. a small change made to a machine, system, or calculation
  10. 22. an amount of money that you must pay to the government according to your income, property, goods etc and that is used to pay for public services
  11. 23. the quality of doing something well and effectively, without wasting time, money, or energy
  12. 26. to judge how good, useful, or successful something is
  13. 29. an advantage, improvement, or help that you get from something
Down
  1. 1. producing or achieving a lot
  2. 2. when you stop working, usually because of your age
  3. 4. for use by one person or group, not for everyone
  4. 5. an amount of something that is available to be used
  5. 6. the amount of energy, oil, electricity etc that is used
  6. 7. he situation in which people live or work, especially the physical things that affect the quality of their lives
  7. 8. people in general, considered in relation to the laws, organizations etc that make it possible for them to live together
  8. 12. having the effect or result you intended
  9. 13. producing a profit or a useful result
  10. 14. knowledge about the world, especially based on examining, testing, and proving facts
  11. 18. to prevent something bad from happening
  12. 19. machines, especially large ones
  13. 20. the condition of being steady and not changing
  14. 21. a way in which two or more people or things are not like each other
  15. 24. involving the use of imagination to produce new ideas or things
  16. 25. existing in nature and not caused, made, or controlled by people
  17. 27. several different types of a thing
  18. 28. work, especially physical work