Across
- 1. liability which does not depend on actual negligence or intent to harm
- 3. coverage pays you what your property is worth today
- 7. prevents the provider from voiding coverage due to a misstatement by the insured after a specific amount of time has passed
- 9. a person or group in whose name an insurance policy is held
- 10. insurance of oneself or one's interests by maintaining a fund to cover possible losses rather than by purchasing an insurance policy
- 19. a danger or risk
- 20. pays for visits to a doctor's office or for a doctor's hospital visits
- 23. A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan's network (except in an emergency)
- 25. require every driver to file a claim with their own insurance company after an accident, regardless of who was at fault
- 29. type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers
- 30. a specified amount of money that the insured must pay before an insurance company will pay a claim
- 32. a payment made by a beneficiary (especially for health services) in addition to that made by an insurer
- 33. a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time
- 35. a category of risk that can be taken on voluntarily and will either result in a profit or loss
- 36. guarantees payment of a stated death benefit if the policyholder dies within the stated term period
- 39. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- 42. a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization
- 44. a form of insurance or investment entitling the investor to a series of annual sums
- 46. an amount to be paid for an insurance policy
- 47. a type of insurance in which the insured pays a share of the payment made against a claim
- 49. extra health insurance that you buy from a private company to pay health care costs not covered by Original Medicare
- 50. insurance coverage that protects policyholders against losses associated with being treated in a hospital for a medical issue
- 54. a managed-care health insurance plan that provides different benefits for using in-network or out-of-network providers
- 55. a person or company that underwrites an insurance risk
- 57. are statutes that require an individual or business to prove that they can pay for damages resulting from an accident
- 58. an insurance policy that provides income to individuals who can no longer work because of a disability
- 60. type of health insurance that covers the expenses associated with serious illness or hospitalization
Down
- 2. A company, which may be for-profit, non-profit or government-owned, that sells the promise to pay for certain expenses in exchange for a regular fee
- 4. that a supervisory party (such as an employer) bears for the actionable conduct of a subordinate or associate (such as an employee) based on the relationship between the two parties
- 5. a course or principle of action adopted or proposed by a government, party, business, or individual
- 6. failure to take proper care in doing something
- 8. method for determining what an insurance company will pay you in case your property is stolen or destroyed
- 11. the state of being responsible for something, especially by law
- 12. risks that are beyond human control and result in a loss or no loss with no possibility of financial gain
- 13. provision for payment of double the face amount of an insurance policy under certain conditions
- 14. a system of healthcare in which patients agree to visit only certain doctors and hospitals, and in which the cost of treatment is monitored by a managing company
- 15. expenses that cover the costs of surgery up to a pre-determined limit
- 16. a type of insurance policy that covers personal property that is easily movable and provides additional coverage over what normal insurance policies do not
- 17. A US not-for-profit health care insurer that is a reimbursement intermediary for physicians
- 18. nonprofit health insurance organization offering hospitalization and medical benefits to subscribers, esp. to groups of employees and their families
- 21. a list of important items in a residential property
- 22. an instance of one moving object or person striking violently against another
- 24. determine the kinds of vehicles you're permitted to drive
- 26. reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating
- 27. the process insurers use to determine the risks of insuring your small business
- 28. federal health insurance for people 65 or older, some younger people with disabilities
- 31. a standard clause in life insurance policies that limits payments made to survivors of a policyholder who dies by suicide within a certain period after purchasing the policy
- 34. serious and immediate danger
- 37. a government-sponsored insurance program for individuals and families whose income is insufficient to cover health related services
- 38. is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage
- 40. the practice of auto insurance companies factoring in the principle place a driver garages his vehicle when setting auto insurance rates
- 41. allows plans that provide health and/or prescription coverage for a person with Medicare to determine their respective payment responsibilities
- 43. a person or organization covered by insurance
- 45. a person who derives advantage from something, especially a trust, will, or life insurance policy
- 48. a clause in an insurance policy detailing an exemption from or change in coverage
- 51. denoting or relating to an order to sell a security or commodity at a specified price in order to limit a loss
- 52. supplemental medical insurance coverage that pays benefits if you are hospitalized
- 53. is permanent life insurance (lasting the lifetime of the insured) that has an investment savings element and low premiums similar to those of term life insurance
- 56. a situation involving exposure to danger
- 59. an extra protection added to an insurance policy in exchange for paying a higher premium to an insurer