Advanced Changes

3. A ___ CSO Whole Life policy cannot be decreased.
6. The minimum death benefit for a policy issued September 25, 2003 that is changing to RPU.
8. "Buying in bulk"
9. A Reduced Paid Up policy is a ____ ___ policy.
11. If a policy has loan interest in arrears, the ___ loan interest must be paid.
12. When the outstanding loan balance equals or exceeds policy cash value
13. An Extended Term Insurance Policy is a ___ life policy.
14. In a maximum indebtedness situation, if the loan interest type is ____, the full loan interest must be paid.
16. Reinstatement applications are ____ ____ based on the contract state.
18. A Supplemental Application for _______ Changes is required to change a policy to ETI or RPU.
19. In a maximum indebtedness situation, only _____ dividends can be applied to loan interest due.
20. The _____ of the term on a policy lapsed due to ETI depends on the total value of the policy.
21. Once a policy is put on ETI or RPU all benefit riders are ______.

1. A Supplemental Application for Underwritten Changes must be signed via ___ ______.
2. The minimum death benefit for a senior whole life policy
4. A ______ _________ is NOT allowed if the Insured is age 65 or older.
5. The Reinstatement application must be dated within __ ___.
7. Extended Term Insurance and Reduced Paid Up Insurance are considered _______ options.
10. All reinstatement requests are subject to ______ review and approval.
15. A policy that terminates for maximum indebtedness cannot be _____.
17. The cash value and dividend value, minus any loan, are used to purchase a paid up policy.