All about money

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Across
  1. 3. When income is greater than expenditure
  2. 4. Pay after deductions
  3. 6. Any money spent by a person or household
  4. 10. Purchase made without planning in advance
  5. 12. A financial plan for income and expenditure
  6. 13. Pay before deductions
  7. 14. Day to day
  8. 15. Any money received by a person or household
  9. 17. When expenditure is greater than income
  10. 18. Items not essential for living but bring pleasure
Down
  1. 1. A social welfare deduction
  2. 2. An irregular source of income
  3. 3. A portion of money that is not spent
  4. 5. Events that follow a fixed pattern e.g. weekly
  5. 7. Essential items needed for basic living
  6. 8. A regular source of income
  7. 9. Spending on luxuries
  8. 11. A tax deduction
  9. 16. A person who affects the opinions of others