All I Want for Christmas

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Across
  1. 3. Eruption product
  2. 5. Inside (opp.)
  3. 8. Typically 30 years
  4. 9. Promissory ___
  5. 10. ____ Christmas. Santa in Spain
  6. 12. Not past
  7. 13. Sixteen ____
  8. 14. Mitigates losses
  9. 17. Experion score for example
  10. 20. _____ lords a-leaping
  11. 21. Document Recorded at County Clerk
  12. 22. American Indian or Aborigine are ____ peoples
  13. 23. Turns into wave
  14. 24. Credit _____ (like a bank)
  15. 26. Earlier (opp.)
  16. 27. Financial entity controlled by FDIC
  17. 29. Favorite Christmas entree
  18. 31. In church, normally
  19. 34. Planned for
  20. 35. Leader's spotlight color
  21. 37. Obese
  22. 38. Not me, but ____
  23. 39. Mandatory payment to County
Down
  1. 1. Erected for Christmas
  2. 2. Warm puppy
  3. 3. Something you have to pay back with interest
  4. 4. Smoked, or shared ownership
  5. 6. Scrooge was one
  6. 7. Place to park
  7. 11. Baseline of Amortization Table
  8. 13. Financial instrument (Br)
  9. 15. Place you live: My humble ______
  10. 16. White Christmas source
  11. 18. Proof of coverage for cops
  12. 19. Santa Clause's foreman at NP
  13. 25. Cost of money
  14. 28. Money machine
  15. 30. Fed insurance agency
  16. 32. Borrowing document, or G#
  17. 33. Measure of land size (US)
  18. 35. Has guiding light
  19. 36. Financial burden