Across
- 3. Debts or financial obligations.
- 4. Automatic transfer of a paycheck into a bank account.
- 5. The original amount of money borrowed or still owed on a loan.
- 8. The span of time over which work is paid (e.g., weekly, biweekly).
- 9. A policy providing financial protection against loss or damage.
- 11. Money paid regularly to live in or use someone else’s property.
- 12. Earnings after all taxes and deductions are taken out (take-home pay).
- 16. Someone who agrees to repay a loan if the primary borrower does not. (usually someone with good credit or a guardian)
- 18. The smallest amount required to be paid on a credit card bill each month.
- 20. A plan for how to spend and save money over a set time
- 21. Money taken out of gross pay for taxes, insurance, and other expenses.
- 22. Things of value a person owns, such as cash, property, or investments.
- 23. A long-term loan (15 or 30 years) to buy real estate, typically a home.
Down
- 1. The cost of borrowing money, usually expressed as a percentage.
- 2. A card, from secured banker, that allows borrowing up to a certain dollar limit to make purchases or payments.
- 6. A number representing a person’s credit risk or standing ("poor", "fair", "good", "very good", "excellent")
- 7. A summary attached to a paycheck showing earnings, taxes, and deductions.
- 10. A person’s assets minus liabilities.
- 13. detailed record of an individual's credit history, including their debt management and payment history. It's a snapshot of your financial reliability.
- 14. A paper or electronic payment received for work completed.
- 15. Money borrowed that must be repaid, usually with interest.
- 17. Required payments to local, state, or federal government.
- 19. The U.S. government agency responsible for collecting taxes (Internal Revenue Service).
- 24. Total earnings before any deductions.
