All things credit

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Across
  1. 3. Debts or financial obligations.
  2. 4. Automatic transfer of a paycheck into a bank account.
  3. 5. The original amount of money borrowed or still owed on a loan.
  4. 8. The span of time over which work is paid (e.g., weekly, biweekly).
  5. 9. A policy providing financial protection against loss or damage.
  6. 11. Money paid regularly to live in or use someone else’s property.
  7. 12. Earnings after all taxes and deductions are taken out (take-home pay).
  8. 16. Someone who agrees to repay a loan if the primary borrower does not. (usually someone with good credit or a guardian)
  9. 18. The smallest amount required to be paid on a credit card bill each month.
  10. 20. A plan for how to spend and save money over a set time
  11. 21. Money taken out of gross pay for taxes, insurance, and other expenses.
  12. 22. Things of value a person owns, such as cash, property, or investments.
  13. 23. A long-term loan (15 or 30 years) to buy real estate, typically a home.
Down
  1. 1. The cost of borrowing money, usually expressed as a percentage.
  2. 2. A card, from secured banker, that allows borrowing up to a certain dollar limit to make purchases or payments.
  3. 6. A number representing a person’s credit risk or standing ("poor", "fair", "good", "very good", "excellent")
  4. 7. A summary attached to a paycheck showing earnings, taxes, and deductions.
  5. 10. A person’s assets minus liabilities.
  6. 13. detailed record of an individual's credit history, including their debt management and payment history. It's a snapshot of your financial reliability.
  7. 14. A paper or electronic payment received for work completed.
  8. 15. Money borrowed that must be repaid, usually with interest.
  9. 17. Required payments to local, state, or federal government.
  10. 19. The U.S. government agency responsible for collecting taxes (Internal Revenue Service).
  11. 24. Total earnings before any deductions.