ALONA’S crossword puzzle

3. the practice of comparing the price of products or services from different vendors before buying.
6. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.
8. the state of owing money.
10. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments
13. money received, especially on a regular basis, for work or through investments.
14. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
15. a useful or valuable thing, person, or quality.
18. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
21. A need is something that is necessary to live and function.
22. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
23. a broker who buys and sells securities on a stock exchange on behalf of clients.
24. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
25. set aside money for savings before paying bills and making other purchases

1. a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim
2. an estimate of income and expenditure for a set period of time.
4. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past.
5. a certificate issued by a bank to a person depositing money for a specified length of time.
7. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
9. first in order of importance
11. the action of diversifying something or the fact of becoming more diverse.
12. the state of being bankrupt.
16. failure to fulfill an obligation, especially to repay a loan or appear in a court of law.
17. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies
19. annual percentage rate of charge
20. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.