ARF Crossword Puzzle

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Across
  1. 5. ARFs can include full and _______ paid months.
  2. 6. ARFs are applied to the record at _________.
  3. 7. _____________ Reduction Factor (ARF)
  4. 9. ARFs are coded on this screen.
  5. 12. ARFs reduce the __________ reduction factor.
  6. 13. Any month _________ full retirement age where a beneficiary does not receive benefits will be eliminated from the reduction factor.
Down
  1. 1. Whenever computing a widows ARF, ________ amount must be considered.
  2. 2. All deductions must be _________ deductions to be considered for ARFs.
  3. 3. Permanent deductions for RIB beneficiaries are determined by work and _______.
  4. 4. Months eliminated from the ORF are called ________ months.
  5. 8. ____________ deductions do not count toward ARFs. (TD)
  6. 10. Temporary deduction count for credit months after they become __________ years.
  7. 11. Deceased ________ earner (D/W/E)