Australia's Health System

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Across
  1. 3. Optional insurance individuals can purchase to cover services not included under Medicare.
  2. 4. Provides additional financial assistance when individuals or families reach a certain threshold of out-of-pocket costs for Medicare services.
  3. 5. The difference between what Medicare/private insurance pays and what the healthcare provider charges.
  4. 7. Australia’s universal health insurance scheme.
  5. 11. Private health insurance that covers treatment in private hospitals or as a private patient in a public hospital.
  6. 12. A government program that subsidises the cost of prescription medicines to make them more affordable.
  7. 13. Part of private health insurance that pays for non-hospital services such as dental, physiotherapy, and optical care.
  8. 14. When a doctor accepts the Medicare schedule fee as full payment, meaning no out-of-pocket cost for the patient.
  9. 15. An additional 1–1.5% tax for high-income earners who do not have private health insurance.
  10. 16. A 2% tax on taxable income used to help fund Medicare.
Down
  1. 1. The amount set by the government for specific medical services under the MBS.
  2. 2. A government-funded program that provides support for Australians with permanent and significant disabilities.
  3. 6. Health professionals who are not doctors, dentists, or nurses (e.g., physiotherapists, psychologists, dietitians).
  4. 8. The regular payment made for private health insurance coverage.
  5. 9. A government initiative that encourages people to take out private health insurance before age 31. Those who join later pay 2% more in premiums for each year over 30.
  6. 10. The amount a patient pays when the medical charge exceeds the Medicare schedule fee.