Across
- 4. Motorist coverage /pays the cost of damages and injuries resulting from being hit by an uninsured or hit-and-run driver. You and your passengers are covered for medical expenses, lost wages and other injury-related loss.
- 5. adjustor /person who is directly responsible for investigating and settling claims that might be covered by insurance.
- 8. coverage /pays for loss of or damage to a covered vehicle caused by any event other than collision.
- 11. damage coverage/covers the disappearance of, damage to, or destruction of the insured vehicle.
- 12. /coveragecovers accidental losses resulting from injury to damage to the property of someone else for which the insured is legally responsible (legally liable).
- 13. Injury Protection /form of insurance coverage that may be a legal requirement in states with no-fault laws. This is a broader form of medical payments coverage.
- 15. /limiting and defining provision that has the effect of modifying, suspending or revoking the principal obligation if a future, uncertain event happens or fails to happen.
Down
- 1. /aninsurance policy provision that explains the meaning of a word or term that is used elsewhere in the insurance policy. Some policies print the defined terms in boldface type or in quotation.
- 2. Payments coverage /covers the medical expenses of the insured, as well as anybody else occupying the covered auto, if the expenses are the result of an auto accident.
- 3. /form prepared by the insurance company that serves as a contract between the company and the policy owner. The policy states the rights and duties of both the company and the insured.
- 6. /personalize a printed policy and tailor it to fit a particular policy holder and his or her insurance needs.
- 7. Motorist coverage /pays when an at-fault driver doesn’t have sufficient insurance to cover the damages to your vehicle or your injuries. The coverage pays the remaining amount after the underinsured driver’s coverage.
- 9. /policy provisions that restrict the broad terms of the insuring agreement by stating some exceptions to coverage – certain activities, causes of loss, properties, persons, and places.
- 10. coverage /pays for loss of or damage to a covered vehicle caused when it collides with another object, or when the vehicle overturns.
- 14. /determined by a number of factors that can cause premiums to vary dramatically from person to person.
- 16. agreement /policy provision that defines and describes the scope of the coverage provided and the limits of indemnification.