Bank credit essentials

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Across
  1. 3. Contract defining terms and conditions of a loan.
  2. 6. A principle ensuring lenders have equal claim on borrower assets.
  3. 8. One of the 5Cs, assessing integrity and trustworthiness.
  4. 10. The duration of the loan, linked to the risk of default.
Down
  1. 1. Assets pledged by borrowers as security for a loan.
  2. 2. A credit evaluation model used alongside the 5Cs.
  3. 4. A third-party commitment to pay in case of borrower default.
  4. 5. Legal paperwork required for securing a loan.
  5. 7. A fallback assurance in case of borrower’s failure to pay.
  6. 9. One of the 5Cs, showing financial commitment by the borrower.