BANK TERMS

3. A legal document that allows someone else to act on your behalf
5. A digital money management tool, integrated into online and mobile banking, that empowers customers to take control of their finances
7. An item that requires attention because it doesn't meet certain predefined requirements
9. The profit a bank makes over a specific period of time, usually a quarter or year
10. The annual return on an investment expressed as a percentage on an annual basis
12. A temporary restriction that prevents a bank account holder from withdrawing or spending money
13. Software utilized for community service/CRA hour tracking and donation requests
15. A broad category of financial tools and services that businesses use to accept and process customer payments
18. A commercial demand deposit instrument signed by the maker and payable on the presentation to the bank on which it is drawn.

1. A stash of cash with pre-recorded serial numbers that banks keep at teller stations to help trace and identify stolen money during a robbery
2. the status of a checking account that does not have enough money to cover all transactions
4. The conversion or transfer of property derived from a criminal offense for the purpose of concealing, or disguising, the illicit origin of the property
6. When money is added via a deposit, electronic funds transfer, or transfer from another account
8. A bank account or other financial institution account that has been inactive for a long time, usually more than a year
11. The property that an individual owns at his or her death
14. Our banking core provider
16. The set of rules, policies, and laws that financial institutions must follow to ensure their operations are legal, ethical, and secure
17. Customer Key