Banking

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Across
  1. 3. A loan to buy a house
  2. 4. A type of check that is written to a specific payee but charged against a bank instead of an individual account
  3. 5. A U.S. government agency that provides insurance on bank deposits
  4. 7. A monthly report or bill from a bank or credit card company
  5. 9. A number at the bottom of a check that indicates the bank it was issued from
  6. 13. allows you to track your income and your expenses
  7. 14. A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank
  8. 15. A secret number or code that protects the security of an account
  9. 16. a sum of money that is borrowed and expected to be paid back with interest in a specified time frame
  10. 18. The least amount of money a bank requires when opening an account
  11. 19. Business done with a bank, including deposits, and withdrawals
  12. 22. A written order from you to your bank instructing it to pay money from your account to another party
  13. 25. A bank employee who performs banking services for the public, such as cashing checks and accepting deposits
  14. 28. An payment system where bills are paid through direct withdrawal from a bank account
  15. 29. A small ledger for keeping track of checking account balance
  16. 31. contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions
  17. 33. an amount of money that you owe to a person, bank, or company
  18. 34. Something that will remain on file at the bank. The bank uses the card to verify the signature on checks that bear your name.
Down
  1. 1. Bank branch offices, hours of operation, availability of ATM
  2. 2. Cntainers located inside a bank vault used to store valuable documents such as wills and small objects such as jewelry, rare coins, and legal documents
  3. 6. An account that allows you to deposit money and write checks on that account.
  4. 7. A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account
  5. 8. The money put into a bank account
  6. 10. The income you recieve
  7. 11. The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR)
  8. 12. the annual rate that is charged for borrowing
  9. 17. A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services
  10. 20. When you take more money from account than you have
  11. 21. maximum amount of money a creditor will allow a credit user to borrow.
  12. 23. Allow customers to get cash and conduct banking transactions
  13. 24. Agreeing to be responsible for loan payments if the other person fails to make them.
  14. 26. A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services
  15. 27. Enables you to withdraw cash from your account at ATMs, or to pay directly for goods or services at many stores and restaurants
  16. 30. An amount of money taken out of an account
  17. 32. To sign your name on the back of a check
  18. 33. It is a written order to your bank instructing it to put funds into your account. You can use a deposit slip to put money such as cash, checks, and money orders into your account.