Banking and credit

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Across
  1. 2. A bank account used for spending money
  2. 5. Short for "personal identification number"
  3. 7. A piece of valuable property used to secure a loan
  4. 9. A card used to borrow money to make purchases
  5. 13. A way to track your income and expenses
  6. 16. Highest possible credit score with Equifax
  7. 17. To draw out more funds than a bank account has, resulting in a negative balance
  8. 19. An amount of money that a lender charges a borrower, expressed as a percentage
  9. 20. ______ of deposit; an agreement to set some money aside for a fixed length of time in exchange for more interest
Down
  1. 1. To add money into an account
  2. 3. Short for "individual retirement account"
  3. 4. A bank account used for saving money
  4. 6. A type of loan where the payments and interest rate are fixed
  5. 8. A not-for-profit company where members can bank and borrow money
  6. 10. Short for "automated teller machine"
  7. 11. A card used to spend money in a bank account
  8. 12. A three-digit number that shows how well a person has handled debt and credit
  9. 14. A way to have wages put directly into a bank account, bypassing a paper check
  10. 15. A loan used for the purchase of a home
  11. 18. To take money out of an account