Banking Basics

3. local office of a bank
5. total in your account now
7. monies charged for a service
11. the transfer of funds from one account to another via electronic means such as the internet or telephone
13. identification provided by a government agency
14. a deficit in a bank account caused by drawing more money than the account holds.
15. money (cash, checks) placed in a bank account
16. Automated Teller Machine

1. a bank account that accumulates interest
2. money taken out of your account
4. Consumer doesn't not have enough in account to cover a written check. A fee is charged against the account and the check is returned
6. A business that cashes checks, giving the customer cash in exchange for a fee for the service.
8. an account at a bank against which checks can be drawn by the account depositor.
9. Closing balance from previous month
10. the least amount of money required to open a bank account
12. A nonprofit financial institution that is owned by its members and organized for their benefit.