Banking Chapter 1 and 2

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Across
  1. 5. the price you pay for an item divided by the quantity it contains, based on a standardized measurement
  2. 8. the standard of something as measured against other things of a similar kind
  3. 12. outlay of money needed to pay for items, services, etc.
  4. 15. tax imposed by many states, counties, and cities on purchases
  5. 16. money paid to you by the bank for being able to use your money
  6. 17. how much a set amount of money will be worth in the future
  7. 18. basic survival necessities
  8. 22. the amount that $1 at some point in the future is worth today
  9. 23. the process of setting money aside until a future date instead of spending it today
Down
  1. 1. total amount of money that is in the account at a given point in time
  2. 2. when money is earned on the total amount in the account, including the initial deposit and interest that has already been credited to the account
  3. 3. regular pay, overtime, and other earnings paid to an employee before taxes or any other obligations are deducted
  4. 4. a formula designed to help people estimate how long it will take to double their money at a certain expected interest rate
  5. 6. percentage you are paid for your money
  6. 7. money taken out of an account
  7. 9. a federal, state, or local tax placed on nonessential consumer goods
  8. 10. the value of money right now, today
  9. 11. the amount of use or benefit you get from an item
  10. 13. the process of setting money aside to increase wealth over time and accumulate funds for long-term financial goals such as retirement
  11. 14. amount spent on an item or activity that includes all associated expenditures
  12. 19. money put into an account
  13. 20. an itemized list of income and expenses for a given period of time; a plan for spending money
  14. 21. items a person desires that are not essential
  15. 24. remaining pay you take home after taxes and other deductions are made