Banking terms

1. :Sometimes in the case of emergencies, a customer might need to take more money than he has on his account. The bank gives the customer the opportunity to take extra money (up to a certain limit). This is called….
4. : a payment usually made to protect jobs and businesses. It is not expected to be paid back. Synonym: grant.
7. protection against a financial loss. This is usually a contract which says that any money lost will be given back.
9. go into liquidation: When a company sells all its valuable property and possessions in order to pay off debts.
13. The total amount of money which goes in and out of the company after all taxes have been deducted.
14. capital: money that lenders and equity holders provide to a business for daily needs.
15. : This is what people declare when they can no longer pay their debts. This process pauses all your debts for some time.
16. : When the buyer fails to make a payment on his loan.
18. a sum of money regularly paid to the bank as part of a loan. It is a percentage of the money that was borrowed.
19. capital : Money lent to start up businesses.

2. : An amount of money that would be returned to anyone who owns share in the company if all of the property, possessions, and anything else valuable were taken from the business to pay off the company’s debts.
3. : a portion of a company's earnings which is given to its shareholders.
4. an ownership certificate which states that a portion of a company’s profits belongs to you. An ownership certificate for a specific company is called a ‘share’ in that company.
5. anything valuable that belongs to a company. This could be property machinery, equipment. Could also be financial- i.e., a portion of the company’s earnings. Could also be a copyright or trademark.
6. : Payments on a loan are split into equal amounts called_____ which must be paid regularly.
8. : A loan used to purchase property or land.
10. : An item of value that can be taken from a person who can’t pay back their loan as they promised.
11. paying more than is necessary.
12. : any debts a company has, e.g. bank loans, mortgages, unpaid bills.
15. : An estimate of spending vs earning for a certain amount of time.
17. : The ability to borrow money which you can give back later