Banking Terms Crossword

3. When you write a check but don’t have enough money in your account to cover it.
7. A business that advances people money on their upcoming paychecks for a hefty fee.
10. A non-profit financial institution that is owned by its members.
11. The process of taking money out of an account.
12. When you check your monthly bank statement against what you have recorded in your register
14. Money lent to people for personal and household use.
15. A card that allows a person to purchase goods and services by paying with borrowed money.
17. The annual percentage amount you earn in a savings account or have to pay for on a credit card or other credit opportunity.
18. A business that charges interest to cash a check.

1. To add money to an account.
2. The Federal Deposit Insurance Corporation; the FDIC insures money in your bank account up to $250,000.
4. A service offered by most employers by which paychecks are deposited electronically into the employee’s account.
5. A document the bank sends you every month that lists all of the banking activity that occurred in the previous month, including which checks cleared
6. An interest-bearing account people use to save money, as opposed to paying everyday or monthly expenses.
8. A machine that allows you to get access to your bank accounts, even if the bank is closed.
9. A service banks and credit unions offer that allows customers to manage their money over the Internet instead of going to a branch.
13. An ATM card that also allows a person to purchase goods and services with money from their checking account.
16. The state of owing more money than you can pay.