Across
- 2. An amount paid before a large purchase to reduce the loan amount and prove your interest and ability to make such a purchase.
- 7. The amount that you own in assets minus the amount you owe in liabilities.
- 9. A deduction that legally allows you to lower the amount of taxable income you made in a year.
- 11. The highest amount of credit you can borrow from a particular institution.
- 13. A service that provides financial protection against the unpredictable; like car accidents or broken arms.
- 14. A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
- 15. A check into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years.
- 18. A type of auto insurance that protects against damage costs accrued by the policyholder.
- 20. An amount available in or owed on an account.
Down
- 1. Contributions to state and federal governments to pay for things like public services and infrastructure.
- 3. Paying a loan off in installments, rather than one lump sum.
- 4. Your income from any and all sources, before taxes are withheld.
- 5. The amount deducted from your paycheck by your employer to go toward paying things like federal and state taxes, social security taxes, and health insurance.
- 6. Life insurance with a finite coverage period; usually 5, 10, 20, or even 30 years.
- 8. Your total earnings after all taxes and withholdings are paid.
- 10. Typically assessed monthly, this is the lowest amount you can pay back in a given period in order to not have negative effects.
- 12. A detailed list of the factors contributing to your credit score, including open accounts and payment histories.
- 16. A document detailing the type and amount of coverage your insurance offers.
- 17. The total amount of unpaid money on a loan excluding any interest charges or the initial amount borrowed on a loan.
- 19. A request submitted to your insurance provider to help pay for covered expenses.
