Banzai

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Across
  1. 2. An amount paid before a large purchase to reduce the loan amount and prove your interest and ability to make such a purchase.
  2. 7. The amount that you own in assets minus the amount you owe in liabilities.
  3. 9. A deduction that legally allows you to lower the amount of taxable income you made in a year.
  4. 11. The highest amount of credit you can borrow from a particular institution.
  5. 13. A service that provides financial protection against the unpredictable; like car accidents or broken arms.
  6. 14. A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
  7. 15. A check into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years.
  8. 18. A type of auto insurance that protects against damage costs accrued by the policyholder.
  9. 20. An amount available in or owed on an account.
Down
  1. 1. Contributions to state and federal governments to pay for things like public services and infrastructure.
  2. 3. Paying a loan off in installments, rather than one lump sum.
  3. 4. Your income from any and all sources, before taxes are withheld.
  4. 5. The amount deducted from your paycheck by your employer to go toward paying things like federal and state taxes, social security taxes, and health insurance.
  5. 6. Life insurance with a finite coverage period; usually 5, 10, 20, or even 30 years.
  6. 8. Your total earnings after all taxes and withholdings are paid.
  7. 10. Typically assessed monthly, this is the lowest amount you can pay back in a given period in order to not have negative effects.
  8. 12. A detailed list of the factors contributing to your credit score, including open accounts and payment histories.
  9. 16. A document detailing the type and amount of coverage your insurance offers.
  10. 17. The total amount of unpaid money on a loan excluding any interest charges or the initial amount borrowed on a loan.
  11. 19. A request submitted to your insurance provider to help pay for covered expenses.