Benefits Crossword

1. The four letter acronym for a health plan with a higher deductible and generally lower premiums
4. The list of medications covered by a health plan
5. "Health _______ Account" that allows you to set aside pre-tax funds for healthcare expenses. Its funds never expire and always stay with you!
7. The annual period for reviewing and selecting benefit elections
11. The providers and facilities contracted with a medical plan
12. The four-letter acronym of the health insurance carrier that is offered to all benefits-eligible Kent ISD employees
15. The final day of Open Enrollment this year in "monthday" format (example: mayone)
17. The 2027 HSA _____ for a family is $9,000.
18. "________ Spending Account" that allows you to set aside pre-tax money for healthcare expenses, but its funds expire at the end of the year!
19. Payment you may be eligible to receive for declining medical coverage: "____-in-lieu-of insurance"

2. Annual amount you generally pay before your plan begins sharing certain costs
3. The percentage of an allowed cost you pay after meeting the deductible
6. A medication containing the same active ingredient as its brand-name equivalent, often cheaper
8. Your benefits contacts are Jill, Maddi, and ____
9. The person designated to receive a benefit after your death
10. The pre-tax fixed payment that comes out of your paycheck to have coverage
13. The two word qualifying change that may permit benefit changes outside of Open Enrollment
14. Kent ISD benefits email ________@kentisd.org
16. An optional coverage that will pay you a lump sum if diagnosed with cancer, heart attack, stroke, or other similar condition