Bernstein bears

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Across
  1. 1. sweet treat
  2. 3. not spending
  3. 4. give me
  4. 8. giving something to someone who needs it
  5. 9. purchase
  6. 10. giving something to someone for free
  7. 12. selfish
Down
  1. 2. parents giving kids money
  2. 5. bills
  3. 6. to buy at a store
  4. 7. children play with
  5. 11. snack reward