Bosh

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Across
  1. 2. value: Replacement value refers to the amount it would cost to replace a damaged or destroyed item with a new one of similar kind and quality at current market prices.
  2. 4. of use coverage: Loss-of-use coverage, also known as additional living expenses (ALE) coverage, is a part of homeowners or renters insurance policies that helps cover the extra costs incurred when you're unable to live in your home due to a covered loss
  3. 5. loan: A mortgage loan, often simply called a mortgage, is a type of loan used to purchase or finance real estate
  4. 7. insurance: Homeowners insurance, also known as home insurance, is a type of property insurance that protects a homeowner financially in case of damage or loss to their home and personal belongings.
  5. 8. protection class: a system used by insurance companies to assess and rank the quality of fire protection services in a community, ultimately impacting insurance premiums.
  6. 10. value: the amount for which something can be sold on a given market.
  7. 13. payment: an initial up-front partial payment for the purchase of expensive goods or services such as a car or a house.
  8. 14. of assessment: In most states and municipalities, assessed value is calculated as a percentage of the property's fair market value.
  9. 16. (of money) denoting an original sum invested or lent.
Down
  1. 1. costs: the additional expenses incurred in addition to the purchase price of a property, usually associated with real estate transactions like buying a home
  2. 3. premium: An insurance premium is the amount you pay regularly to an insurance company to keep your policy active, providing financial protection against potential losses or liabilities.
  3. 6. value: dollar amount used by local governments to determine property taxes.
  4. 9. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt
  5. 11. estate tax: Real estate tax, also known as property tax, is a tax levied on the ownership or use of immovable property.
  6. 12. costs: the ongoing expenses for essential services like electricity, water, gas, sewer, and trash removal
  7. 15. liability: Personal liability refers to your responsibility for paying damages or legal fees if you're found responsible for someone else's injury or property damage.