Bradley

2. A card that lets you borrow money up to a limit to buy things, and pay it back later with interest if unpaid
5. The percentage charged by a lender for borrowing money, or earned when saving money.
7. Something valuable (like a house or car) that a lender can take if the borrower doesn’t repay a loan.
10. An interest rate that can change over time, depending on the market.
12. A loan used to buy a house, where the house is the security for the loan.
13. Replacing an old loan with a new one, usually to get a better interest rate or lower payments.
14. A person or company (like a bank) that lends money to someone.
15. The length of time you have to repay a loan.

1. A card that takes money directly from your bank account when you buy something.
2. An asset (like a car or house) a borrower gives as security for a loan.
3. A set period of time a loan or deposit lasts (e.g. a 3-year loan).
4. The original amount of money borrowed or invested, not including interest.
6. An interest rate that stays the same for the whole loan term.
8. Money borrowed that must be paid back, usually with interest.
9. The person who takes money from a lender and promises to pay it back.
11. The maximum amount you can borrow or spend (for example, on a credit card).
16. The chance of losing money or something valuable when making a financial decision