Budget Crossword

3. The amount by which something, especially a sum of money, is too small.
8. Typically an agreement between the landlord or owner of the property and the tenant to grant exclusive possession of the real property to the tenant.
12. A payment usually of money for labor or services usually according to a contract and on an hourly, daily, or piecework basis.
13. A fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.
16. A method of budgeting in which all expenses must be justified for each new period.
19. More than what is needed or used; excess.
21. An insurance policy that provides some of that benefit of homeowners’ insurance, but does not provide coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
23. The cost required for something; the money spent on something.
24. Pay back (money), typically to a customer who is not satisfied with goods or services bought.
25. Putting money in your savings before any other spending.
26. A corporate expense that changes in proportion to how much a company produces or sells.

1. The action of deducting or subtracting something.
2. Purchases that cost the same amount each month.
4. An estimate of income and expenditure for a set period of time.
5. Have a desire to process or do (s0mething); wish for; something you want to buy but don’t need.
6. An independent contractor who earns wages on a per-job or per-task basis, typically for short-term work.
7. An abundance of valuable possessions or money.
9. An idea where you divide your income into three categories, spending 50% on your needs, 30% on wants, and 20% on savings.
10. A budgeting system that involves assigning spending categories to individual envelopes. Each one is allotted a certain amount of cash, which is then used to cover spending for that category.
11. The level of prices relating to a range of everyday items.
14. Take-home pay or the amount employees earn after all payroll deductions are subtracted from their gross pay.
15. An initial payment made when something is bought on credit.
17. The cost incurred by using utilities such as electricity, water, waste disposal, heating, and sewage.
18. What employees earn before taxes, benefits and other payroll deductions are withheld from their wages.
20. Of necessity.
22. A price quoted in terms of so much per agreed or standard unit of product or service.