Budget Crossword

1. Movement of the money you receive and the money you spend
3. Money owed to a person, business, or institution
7. When there is money left over after expenses
8. Money owed
9. The total amount of income from wages before any payroll deductions
12. An arrangement to receive cash, goods, or services now and pay for them in the later
13. Something that requires giving money to another person or group
14. Costs that do not change from month to month
15. A plan for spending and saving money based on a person's goals during a given time

2. Expenses that change from month to month
4. When the expenses are higher than the income
5. A plan for making and spending money
6. Anything of value that is owned
10. A savings account set aside to be used only for emergency expenses
11. The difference between total revenue and total expenses, when total revenue is greater