Across
- 1. Money spent on goods, services, or bills.
- 4. Income Money left after paying for necessities.
- 9. Income Earnings after taxes and deductions (also called take-home pay).
- 10. Spending more money than is available in an account.
- 13. The cost of borrowing money, usually expressed as a percentage.
- 15. Account A bank account used for daily expenses and transactions.
- 16. Account A bank account designed for storing money and earning interest.
- 19. Money owed to someone else (e.g., loans, credit card balance).
- 21. A plan for managing income and expenses.
- 24. Goal A target set for saving, spending, or investing money.
Down
- 1. Fund Savings reserved for unexpected expenses.
- 2. Tax Money deducted from earnings by the government.
- 3. Money that does not have to be repaid
- 5. Putting money into assets (e.g., stocks, bonds) in hopes of growing wealth.
- 6. Money borrowed that must be repaid with interest.
- 7. student A student struggle in higher education. This rhetoric masks the reality of basic need insecurity for students and normalizes food insecurity and homelessness
- 8. Borrowed money that must be paid back, often with interest.
- 11. Income Total earnings before taxes and deductions.
- 12. Expenses Costs that stay the same each month (e.g., rent, mortgage, car payment).
- 14. Money set aside for future use.
- 15. of Living The amount of money needed to cover basic expenses in a specific area
- 17. Essentials required for survival (e.g., food, shelter, clothing).
- 18. Expenses Costs that change from month to month (e.g., groceries, gas, entertainment).
- 20. A legal process for individuals or businesses that cannot repay debts.
- 22. Flow The movement of money in and out of an account.
- 23. Non-essential items or services that improve quality of life.
- 25. Money earned or received (e.g., salary, allowance, gifts).