Budgeting

4. Things you spend money on
5. Where you keep money that you are going to spend - you use your debit card to access the money in this account
6. Goods or services that are needed for survival
9. Expenses that don’t change from month to month
10. Goods or services that make your life better, but they are not needed for survival.
11. Money that you owe to someone
13. A card you have to pay off monthly or you will be charged extra money called interest.
15. When you buy or sell something
16. Money that is added to the cost of things you buy with credit cards.

1. the amount of money in a paycheck before taxes have been taken out
2. The amount of money in a paycheck after taxes have been taken out, the amount you take home.
3. Expenses that changes from month to month - water bill, electricity bill, car gas bill, grocery bill
7. Where you put money to save, many times these accounts earn interest
8. A card you use to get to the money in your checking account
12. Dividing your income into categories based on how you will spend the money.
14. money that you earn or receive