Budgeting

2. Josh has spent more money than he has made several times
5. Josh adds up the subtracted amount from his paycheck
6. Josh isn’t old or disabled so he cannot access this money yet
7. Josh likes this amount better than his net income
12. Josh doesn’t like that money is taken out of his account to support the state
16. Josh now knows how to save money so he doesn’t spend too much
17. Josh’s child relies on him which makes him a
18. Stub Josh has direct deposit so he doesn’t get a paper paycheck with a
20. Josh’s rent is the same amount every month
22. Josh learned how to manage how much he can buy

1. Josh spends too much money on clothes and food every month
3. Josh understands how to save a spend money without over spending on needs and wants
4. Josh thinks that more money should be taken out to fund hospitals
8. Every year Josh almost misses the deadline to do his
9. Josh doesn’t understand the point of IRS and why they take money from his paycheck
10. Josh doesn’t know the difference between IRA and
11. Josh likes is gross income better than his
13. Josh hopes to enjoy his retirement money through the
14. Josh no longer has unlimited wants but when he did he had limited money to spend
15. Josh has cash flowing coming in and out of his billfold
19. Josh has many goals so each month he puts money into his savings account
21. Josh wants to manage his money but how