Budgeting crossword puzzle

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Across
  1. 2. Something owed to another- an obligation
  2. 5. Expenses, Expenses that change from month to month, such as groceries, utilities (electricity and gas)
  3. 6. Expenses, An expense that does not change from month to month, such as auto insurance or rent
  4. 7. The process of setting aside money until a future date instead of spending it today. The goal of saving is to provide funds for emergencies, short-term goals, and investments
  5. 9. Economic resources (things of value) owned by you or business (car, furniture, jewelry, art)
  6. 11. Fund, An amount of money set aside to cover bills in case of emergency
  7. 13. To put money into an account
  8. 14. Management, Planning how to get the most from your money
  9. 16. Money the government takes from your paycheck to pay for programs
  10. 17. To put money in or take money out of your account
  11. 19. Something you put your money in
  12. 20. Worth, Total assets minus (-) total liabilities
Down
  1. 1. Debts that you owe
  2. 3. Something that cost you money
  3. 4. To take money out of an account
  4. 8. A plan for your money
  5. 10. Income, Is the ‘take-home’ money after deductions for taxes, health insurance and retirement contributions
  6. 12. Pay, The total amount you earn before any deductions are subtracted
  7. 15. yourself first (PYF), Taking a certain amount of all money you receive and saving it to be used for spending on longer-term goals (house, car)
  8. 18. Money that you earn; paycheck (salary, hourly wages)