Budgeting / Investing Terms

4. All the costs you pay out—money leaving your budget.
9. How expensive it is to live in a certain area, including typical housing, food, and service costs.
12. A loan you give to a company or government that pays you interest over time.
14. When your income is greater than your spending.
15. A cost that stays the same each month.
17. A plan for how you will use your money over a period of time.
20. 500 A list of 500 large U.S. companies used to measure how the stock market is doing.
22. A share of ownership in a company.
24. A rental agreement that explains the rules, costs, and terms for living in a property.
26. Money a company pays to its shareholders, usually from its profits.
28. Income you earn that stays the same each pay period, no matter the hours worked.
29. Essential items or services you must have to live and work.
30. When your spending is higher than your income.
32. A saving method where you set aside money before paying bills or making purchases.
33. A budgeting method where you put set amounts of cash into labeled envelopes for different spending categories.
35. A retirement plan where an employer pays you a set amount after you retire.
36. A budgeting method where every dollar is assigned a purpose so income minus expenses equals zero.

1. Someone who owns stock in a company.
2. Using money to buy assets that can grow in value over time.
3. Basic services for a home, such as electricity, water, heat, or internet.
5. All the investments a person owns.
6. and Investing Matching
7. A fund that collects money from many people and invests it in a mix of stocks or bonds.
8. The chance of losing money or not getting the return you expected.
10. The cost per item or per ounce that helps compare which product is the better deal.
11. A cost that changes from month to month.
13. Your total earnings before taxes or other deductions are taken out.
16. Shared travel services like buses or trains that follow set routes and schedules.
18. Spreading your money across different investments to reduce risk.
19. An account you use to buy and sell investments like stocks, bonds, and funds.
21. Non-essential items or services that are nice to have but not required.
23. Something you buy—like a stock, bond, or fund—because you expect it to increase in value.
25. The amount of money you take home after deductions.
27. Money saved for unexpected expenses or a sudden loss of income.
31. An upfront amount of money paid at the start of a major purchase while the rest is paid later or financed.
34. When prices rise over time and your money buys less than before.