Across
- 2. ____ Fund: Money saved for unexpected expenses
- 3. Earning interest on both savings and past interest
- 4. A plan for how you will use your income each month
- 11. ____ Expense: Costs for getting around, like fuel or car payments
- 13. ____ System: Cash‑based budgeting method using labeled categories
- 14. Payroll tax that funds Social Security and Medicare
- 15. _____ Income: Money you really earned after the month ends
- 16. 50/30/20 Rule:Budget method divides income into 50% ______, wants, and savings
- 17. ____ Expense: A cost that stays the same every month
- 19. ____ Value of Money: Idea that money today is worth more than money later
Down
- 1. ____ Budgeting: A method where every dollar is assigned a purpose
- 5. ____ Spending: Non‑essential purchases like hobbies or entertainment
- 6. ____ Expense: A cost that changes from month to month
- 7. ____ Expense: Costs related to where you live, like rent or utilities
- 8. _______ Income: Money you expect to earn before the month begins
- 9. Required payments paid to the government
- 10. Using money to buy something that may grow in value
- 12. Money left over after paying all expenses
- 18. ___ Pay: Income left after taxes are taken out