budgting terms crossword

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Across
  1. 2. paying for goods and services that are optional.
  2. 4. a plan for using your money
  3. 5. a cost that stays the same every billing period.
  4. 8. the food and household items bought at a store or supermarket
  5. 10. the non-negotiable costs required to maintain basic living
  6. 13. when total income or revenue is higher than total spending
  7. 14. a specialized type of loan used to buy real estate, such as a house or land
Down
  1. 1. a cost that changes It goes up or down based on your activity
  2. 3. when a government spends more money than it takes in as revenue over a year
  3. 6. the essential public services that keep a home or business running
  4. 7. a financial plan where your total income minus your total expenses and savings equals zero
  5. 9. the money or value that a person or business receives.
  6. 11. the money you keep and do not spend.
  7. 12. cash saved in a separate bank account to pay for sudden, unexpected life events