Business

3. losses that arise from external events
5. australia's primary securities exchange
7. the sum of all wages, salaries, profits from business etc
9. winning a million dollars but you didn't
12. you spend time and money going to a movie, you cannot spend that time at home reading a book, and you can't spend the money on something else.
13. when your money is invested for an agreed rate of interest over a fixed amount of time or term
14. a person whose job is to manage the personal finances of clients.
15. short-term investments and long-term investments.

1. an individual investing in this portfolio might have a time horizon of 20 years or more.
2. undeveloped land, houses, condominiums, and townhouses.
4. an employee who develops their own ideas for the financial benefit of their company
6. regular payment made into a fund by an employee towards a future pension
8. shares that trade on multiple exchanges with different currencies.
10. a person who sets up a business or businesses
11. if a speculator believes XYZ Company stock is overpriced, they may short the stock, wait for the price to fall, and make a profit.