Business Chapter 14

4. A risk that presents the change of loss but no opportunity for gain.
8. ___ may result in an inconvenience or discomfort but do not have a financial impact.
10. The protection of the creative work of authors, composers, and artists.
12. A form of risk protection that exchanges the uncertainty of a possible large financial loss for a certain smaller payment.
13. Technical knowledge or creative work. It includes software, clothing designs, music, books, and movies.
14. Illegal uses of intellectual property, patents, trademarks, and copyrights.
16. A risk that cannot be reduced by your actions.

1. An insurance plan that provides medical and survivor benefits for people injured, disabled, or killed on the job.
2. A company that agrees to take on certain economic risks and to pay for losses if they occur.
3. A policyholder's request for payment for a loss that the insurance policy covers.
5. Coverage of automobiles, trucks, and other business vehicles.
6. The person or business for which the insurer assumes the risk.
7. Protection against losses from injury to people or property resulting from the products, services, or actions of a business.
9. When a risk is not common or if it is impossible to predict the amount of loss that could be suffered.
11. A risk that can result in financial loss, including personal risk, property risk, and liability risk.
15. The possibility of incurring a loss.