CBDCs are they a good idea.

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Across
  1. 2. (4)a financial institution that is licensed to accept checking and savings deposits and make loans
  2. 5. (13)credential Des (anag)
  3. 9. (5)country situated in eastern Asia on the western shore of the Pacific Ocean, with an area of 9.6 million square kilometers.
  4. 10. (7)she cark (anag)
  5. 12. (6)a digital currency, such as Bitcoin, that is used as an alternative payment method or specula
  6. 13. (8,9)federal agency
  7. 14. (8)the ability to make your own decisions without being controlled by anyone else
  8. 15. (7)island country of the West Indies Capital is Kingston.
  9. 17. (4)information (syn)
Down
  1. 1. (5,8)the practice of protecting systems, networks, and programs from digital attacks
  2. 3. (8)acquisition (syn)
  3. 4. (10)of or relating to the control or direction of an activity by a set of rules, laws, etc.
  4. 5. (7)computerised (syn)
  5. 6. (8)legal tender
  6. 7. (7,2,6)confiscation of property by the authorities
  7. 8. (9)surmount. surpass (rule of law)
  8. 11. (4)a currency not backed by a commodity and typically authorised by the issuing government to be legal tender.
  9. 16. (1,1,1,1) Central Bank digital currency