Ceres Life 3.12

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Across
  1. 3. Another variation of 4 down
  2. 5. a United States federal law that rescinded some of the effects of the Kemp-Roth Act passed the year before
  3. 7. Companies that partner with insurance carriers and independant agents to sell insurance products
  4. 10. Annuitization option to receive payments for life.
  5. 11. Annuity with two distinct phases: the accumulation phase and the payout phase
Down
  1. 1. When the abandoned / unclaimed funds are turned over to the state
  2. 2. a retirement investment program that is open only to federal employees and uniformed service members, including the Ready Reserve
  3. 4. the ownership of assets on minor's behalf held until the age of majority (goods)
  4. 6. The funds will go to the next in line. Latin for "by branch"
  5. 8. 7 across, for short
  6. 9. The person or party who entered into the contract
  7. 11. 2 down, for short