Across
- 4. protection for destroyed or stolen personal property for a renter Self-Insured, having enough money saved and invested so a spouse or loved one could live off of it when you die, eliminating the need for life insurance
- 8. a type of insurance that covers some or all of the costs of nursing home care, assisted living, in-home care, and other end-of-life care
- 12. the most a policyholder has to spend for covered services in a year
- 13. life expectancy chart used by insurance agents to figure out life insurance premiums for an individual based on a variety of factors
- 15. the amount of time after the premium is due in which a policyholder can make a premium payment without suffering a lapse (break) in coverage
- 22. the payments an individual makes each time they get medical service
- 23. people who are designated by the policyholder to receive the death benefit of a life insurance policy
- 25. the amount of money paid for an insurance policy
- 26. an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- 27. the amount of money you will pay out of pocket before the insurance company will make a payment
- 28. life insurance that lasts for the life of the policyholder and uses a portion of the premium as an investment
- 30. a tax-exempt savings account dedicated to health care costs; only available for individuals on a highdeductible health plan (HDHP)
- 31. benefit paid to the beneficiaries after the policyholder
- 32. the maximum amount of lifetime benefits a person can receive from their insurance company
- 33. the health care reform law enacted in 2010, intended to make affordable health insurance more available
- 34. a health plan with a high minimum deductible for medical expenses
- 35. a person who relies on someone for financial support
Down
- 1. the period of time between when a doctor confirms a disability and when the policyholder receives a disability Payment
- 2. protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- 3. plans to cover expenses and services not on typical policies
- 5. the practice of employers paying for a portion of their employees‘ insurance premiums
- 6. optional extended liability coverage that can be added to auto and homeowner’s policies
- 7. the amount of liability protection offered to an individual through an insurance policy
- 9. life insurance for a specified amount of time; at the death of the policyholder, the insurance company pays the death benefit to the beneficiaries dies
- 10. a platform where individuals, families, and small businesses can compare health insurance plans
- 11. protection for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- 14. protection for damage to your car resulting from a collision with another car or object
- 16. coverage for an individual’s (or family‘s) medical expenses from illness or injury
- 17. a component of auto insurance that pays for medical expenses, lost wages, and other financial losses of the driver and passengers of the policyholder’s vehicle
- 18. a type of insurance that will replace a portion of the policyholder’s income in the event that the policyholder becomes disabled and is unable to work
- 19. protection for you and passengers if an uninsured or underinsured motorist hits you, or if you are the victim of a hit-and-run
- 20. protection against claims resulting from personal injury or property damage as the result of an auto accident
- 21. the contract between an insurance company and the insured individual
- 24. the act of fraudulently gaining and using the personal information of someone else, usually for financial gain
- 29. a formal request by a policyholder to their insurance company for compensation for a covered loss