Chaching

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Across
  1. 1. ______ is something I desire to have but is not necessary.
  2. 4. There are ______ ways to use money!
  3. 6. My needs are like food, a place to stay, water and _______.
  4. 10. To save, we need to set a short term goal and _____ money aside.
  5. 11. I must work hard to ______ money.
  6. 12. ______ is something I must have.
Down
  1. 1. One way to earn money is to ______ hard for it.
  2. 2. Other than money, I can also donate my ______.
  3. 3. Everything costs ________!
  4. 5. _______ is to use money to buy things.
  5. 7. Saving helps us achieve our short term and _____ term goals.
  6. 8. When we donate, we are spreading joy and _______.
  7. 9. I ______ money to achieve my goals.