Challenge 2

3. An additional amount charged for non-payment or late payment of bills.
4. Changes to the fund rules outside the anniversary process.
6. A process of verifying and validating new business documents.
7. Recipient of a benefit payout.
11. Type of costing where risk and admin fees are separated from the retirement fund.
12. Type of benefit where contributions are taxed but payouts are tax free.
13. Certification of financial advisors to sell liberty products.
14. Type of commission that is calculated upfront for the rest of the year.
16. Amount paid or payable for an insurance policy for a year.

1. A workflow solution.
2. An investment model that changes investment choice based on age.
5. Person or entity nominated to receive funds on death.
8. The date on which [annually] the new rates for the year become effective.
9. A benefit that settles tuition fees upon death or disability of a main member.
10. Non-admittance of an insurance claim.
15. An investment strategy to move existing monies from one portfolio to another portfolio.