Chapter 16

1. insurance providing liability and other coverage for the operation of a motor vehicle
4. insurance that covers for losses resulting from perils such as fire, theft, or windstorm
7. potential loss that is insured against
8. written contract of insurance
9. agreement under which one party will pay to off set a loss to another
10. insurance that covers against all damage to the insured's car except that caused by collision or upset
12. party protected or covered if the loss occurred

2. allows the insured to collect damages from his or her own insurance company when they are not collectible from the person who caused the harm
3. insurance that covers personal injury or property damage claims for which the insured is legally responsible
5. automobile insurance that protects against upset and direct and accidental damage due to colliding with another object
6. insurance that requires that the parties to an automobile accident be covered by their own insurance company, regardless of who is at fault
11. party who will indemnify if loss occurs