Chapter 22

2. Legal responsibility for the financial cost of another person’s losses or injuries.
3. Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
6. A fee for insurance.
12. take upon yourself
14. A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
18. Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others.
20. A person who joins the risk-sharing group by purchasing a contact known as a policy.
21. required
23. An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
26. Motor vehicle insurance that applies when you damage the property of others.

1. Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
4. Pays the costs of minor accidental injuries to visitors on your property.
5. Insurance that covers damage to your vehicle when it is involved in an accident.
7. Protection against possible financial loss.
8. Method for settling claims, you will receive the full cost of repairing or replacing an item.
9. Additional property insurance that covers the damage or loss of a specific item of high value.
10. Anything that increases the likelihood of loss through peril.
11. addition of coverage
13. Failure to take ordinary or reasonable care to prevent accidents from happening.
15. The set amount a policyholder must pay per loss on an insurance policy
16. Anything that may possibly cause a loss.
17. The payment you receive is based on the replacement cost of an item minus depreciation.
19. evaluated
22. The chance of loss or injury.
24. harsh
25. Deliberate destruction of private or public property.