Chapter 22 Home and Motor Vehicle Insurance

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Across
  1. 6. Evaluated
  2. 7. An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
  3. 11. Coverage that provides protection for your residence
  4. 13. The set amount that the policyholder must pay per loss on an insurance policy.
  5. 14. Method for settling claims in which you will receive the full cost of repairing or replacing an item.
  6. 17. The payment you receive is based on the replacement cost of an item minus depreciation.
  7. 19. Legal responsibility for the financial cost of another person’s losses or injuries.
  8. 20. Harsh
  9. 22. To take upon yourself.
  10. 23. A person joins the risk-sharing group by purchasing a contract known as a policy.
  11. 24. A group of people who cannot get motor vehicle insurance
  12. 25. The chance of loss or injury.
  13. 26. Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
Down
  1. 1. Additional property insurance that covers the damage or loss of a specific item of high value.
  2. 2. Motor vehicle insurance that applies when you damage the property of others.
  3. 3. Protection against possible financial loss.
  4. 4. Addition of coverage
  5. 5. The failure to take ordinary or reasonable care to prevent accidents from happening.
  6. 8. Fee for insurance.
  7. 9. Anything that may possibly cause a loss.
  8. 10. Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
  9. 12. Pays the costs of minor accidental injuries to visitors on your property.
  10. 15. Deliberate destruction of private or public property.
  11. 16. Required
  12. 18. Anything that increases the likelihood of loss through peril.
  13. 21. Insurance that covers damage to your vehicle when it is involved in an accident.