Chapter 22 Vocab

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Across
  1. 2. Additional property insurance that covers the damage or loss of a specific item of high value.
  2. 3. Coverage that provides protection for your residence and its associated financial risks.
  3. 6. Motor vehicle insurance that applies when you damage the property of others.
  4. 10. Deliberate destruction of private or public property.
  5. 14. Pays the costs of minor accidental injuries to visitors on your property.
  6. 16. You will receive the full cost of repairing or replacing an item.
  7. 17. Motor vehicle insurance that applies when you damage the property of others.
  8. 18. Anything that increases the likelihood of loss through peril.
  9. 20. A fee for insurance.
  10. 21. A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
  11. 24. Take upon yourself.
  12. 25. Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
Down
  1. 1. Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
  2. 4. The failure to take ordinary or reasonable care to prevent accidents from happening.
  3. 5. Addition of coverage
  4. 7. The set amount that the policyholder must pay per loss on an insurance policy.
  5. 8. required
  6. 9. Protection against possible financial loss.
  7. 11. An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
  8. 12. The chance of loss or injury
  9. 13. Anything that may possibly cause a loss.
  10. 15. The payment you receive is based on the replacement cost of an item minus depreciation.
  11. 19. evaluated
  12. 20. A person joins the risk-sharing group by purchasing a contract
  13. 22. harsh
  14. 23. Legal responsibility for the financial cost of another person's losses or injuries.