Chapter 3

4. An individual commits and act that is not legally his or hers to perform
7. An individual fails to perform a legal duty
8. The failure to use ordinary or reasonable care that persons would normally exercise to avoid injury to themselves or to others under similar experiences
11. An organization that offers a program to districts at the secondary-school level
12. Mandates the availability of affordable health care insurance for every American
13. State of being legally responsible for the harm one person causes to another
14. Legal wrongs committed against a person of property of another
15. A concept in which costs of health care are monitored closely by insurance carriers
17. A combination of a health maintenance organization plan and a preferred provider organization plan
18. Occurs when an individual improperly does something he or she has the legal right to do

1. Provide discount health care but also limit where a person can go for treatment of an illness or injury
2. Provide preventative measures and limit where the individual can receive care; pay 100% of medical costs as long as care is rendered at an HMO facility
3. A contract between the insurance company and policyholder
5. Assumes that an individual is neither exceptionally skillful nor extraordinarily cautious but it a person of reasonable and ordinary prudence
6. System that limits the amount that is reimbursed for a specific service (used by many HMOs to determine fees)
9. Samaritan Law Provides limited protection to someone who chooses to provide first aid but does not apply to someone who has a duty to act as dictated by the nature of his or her job
10. The individual, through expressed or implied agreement, assumes that some risk or danger will be involved in the particular undertaking
16. Establishes minimum standards for equipment that must be met to ensure its safety