Across
- 5. Auto insurance that pays for medical expenses, lost wages, and other financial losses.
- 8. With health insurance, what is the percentage of money that you are responsible for after the deductible is reached?
- 12. Where individuals, families, and small businesses can buy health insurance plans if not provided by the employer.
- 13. The practice of employers paying for a portion of their employees‘ insurance premiums.
- 14. A tax-exempt savings account dedicated to health care costs; only available for individuals on a high-deductible health plan.
- 15. The most restrictive about access to your network’s health care providers.
- 18. Life insurance that lasts for the life of the policyholder.
- 22. The amount of protection offered to an individual through an insurance policy.
- 24. The contract between an insurance company and the insured individual.
- 25. The amount of money you will pay out of pocket before the insurance company will make a payment.
- 26. People who are designated by the policyholder to receive the death benefit of a life insurance policy.
- 29. The most a policyholder has to spend for covered services in a year.
- 31. A formal request by a policyholder to their insurance company for compensation for a covered loss.
- 32. Having enough money saved and invested so a spouse or loved one could live off of it when you die.
Down
- 1. Covers additional living expenses, like the cost of a hotel if you‘re unable to live in your home while it’s being fixed.
- 2. This covers the structure of your home, including the roof, walls, floors, and any other part of the structure.
- 3. Insurance program that provides free or low-cost health coverage to low income people or families.
- 4. Covers your belongings if they are damaged, destroyed, or stolen at your home.
- 6. Insurance is key to any financial plan because it transfers ______________ from you to the insurance company.
- 7. Life insurance for a specified amount of time.
- 9. What type of auto insurance is required in the state of South Dakota?
- 10. Federal health insurance program for people 65 and older and certain young people with disabilities.
- 11. Insurance that will replace part of the policyholder’s income in the event that the policyholder is unable to work.
- 15. Coverage for an individual’s (or family‘s) medical expenses from illness or injury.
- 16. Amount of time after the premium is due in which a policyholder can make a premium payment w/o a break in coverage.
- 17. Plan offers lower monthly premiums, but you have to pay more of your medical costs before insurance starts to chip in.
- 19. If your car was damaged in an accident, I’ve got your back. It doesn’t matter who was at fault while driving. However, if the damage came from something besides a crash, I won’t be around to help you. I am…….
- 20. If you hit an animal, or your car is stolen, or a tree falls on it, I’ve still got you covered! I am….
- 21. A person who relies on someone for financial support.
- 23. The amount of money paid to keep an insurance policy in force, typically paid monthly.
- 27. These plans offer more provider access and cover care outside the plan’s network.
- 28. The payments an individual makes each time they get medical service.
- 30. What age are you required (for the most part) to get off of your parents health insurance policy?