Checking Accounts

4. A term used to describe a person who has a bank account, but often relies on alternative financial services
9. Fee, A monthly fee that some banks charge to provide access to a checking or savings account
10. To compare your bank's monthly statement with your own check register
13. Deposit, An automatic electronic deposit of net pay to an employee's designated bank account
15. To sign the back of a check made out to you so it can be cashed or deposited
17. Deposit, A mobile banking tool that allows you to deposit checks to your bank account using your mobile device
18. A sum of money deposited INTO an account
19. Register, A record that allows you to keep track of checks you have written, ATM/debit card transactions, as well as deposits

1. Check, A check that has been written but has not yet been cashed or deposited by the payee
2. A fee paid to you for keeping your money in an account OR a fee charged to you for a loan
3. A sum of money withdrawn FROM your account
5. The amount of money you have in your bank account
6. Statement, A monthly document prepared by your financial institution which shows all of the transactions related to your account
7. Fee, A fee charged to an account when it lacks the funds to cover a withdrawal, but the bank allows the transaction anyway
8. A term used to describe a person who does not use or does not have access to traditional financial services
11. Deposit, A deposit that has been made but not yet added to the person's bank account
12. Check, A check that has been paid or cleared by the bank. It will appear on your bank statement
14. To write a future date on a check
16. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee
17. Balance, A certain amount of money that must be kept in an account as required by that particular financial institution